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Three tiers. The agent handles everything by default. Add human review only when you need it.
The full AI accounting agent. No CPA queue. No batch jobs. Books close in real time.
The agent handles 95%+ automatically. Licensed CPAs step in for edge cases, complex entries, and tax sign-off.
Full compliance network. International tax, regulatory audit support, and dedicated infrastructure.
Both, in different layers. The autonomous agent handles categorization, reconciliation, and financial reporting automatically — the vast majority of accounting volume. Licensed CPAs in our network handle the 5–10% of edge cases that require judgment: complex multi-entity entries, tax return sign-off, and M&A accounting. CPAs stop doing data entry and start doing actual accounting work.
We target 95%+ accuracy in categorization and reconciliation. The model is continuously trained on transaction patterns across the platform. Every decision includes a confidence score — low-confidence decisions automatically route to human review before they touch a ledger.
No, and we don't try. Tax returns require a licensed CPA signature and professional liability. The agent prepares the return package, and a licensed CPA in our network reviews, signs, and holds professional liability. You get AI speed with licensed compliance.
Every categorization decision is logged with its reasoning chain, confidence score, input data, and timestamp in an append-only store. Nothing is editable after the fact. When a regulator or auditor asks "why was this transaction categorized as Revenue?" — there's a machine-readable answer for every single one.
Yes, in every tier. Two-way sync with auto-conflict resolution, duplicate detection, and chart of accounts mapping. Changes flow in both directions — what the agent writes goes to QB/Xero, and what CPAs change in QB/Xero comes back to HeadlessCPA.
REST API integration typically takes 2–4 weeks depending on depth. Drop-in components and white-label portal can launch in days. QuickBooks and Xero sync are available on day one.
AES-256 at rest, TLS 1.3 in transit, SOC 2 Type II complete. Every API call is scoped to your partner API key — you cannot access another partner's client data. Data residency in the US is available on the Enterprise tier.
Yes. You control what you charge your customers. Our infrastructure pricing gives you room for healthy margins — most partners price at 2–5x our wholesale rate, depending on their product positioning.